See How It Works

Stop Paying Credit Card Processing Fees

Dual pricing helps brick & mortar and online businesses processing $10K+/month save hundreds or thousands monthly

Discover Your Savings

What is Dual Pricing?

A transparent pricing strategy that saves businesses thousands in processing fees

Dual Pricing: A Transparent Payment Solution

Dual Pricing is the payment strategy that allows your business to accept credit cards without paying the processing fees yourself. Instead of your business losing thousands of dollars per year to these fees, you keep 100% of your revenue.


How it works for the business:

  • Eliminate Processing Fees: The cost of accepting credit cards is covered by the customers who choose to use them.
  • Keep 100% of Your Revenue: The amount you charge for a product is the amount that gets deposited into your account.
  • Free Hardware, No Contracts, Fast Deposits: We provide the tools you need with no hidden costs or long-term commitments.

How it works for the customer:


Dual Pricing is fully transparent. Customers are always presented with two clear payment options:

  • A Discounted Cash Price: A lower price for customers who pay with cash or check.
  • A Credit Card Price: The standard price, which includes a 3.95% fee that the customer agrees to pay for the convenience of using their credit card.

This model transfers the cost of processing from the merchant to the card-paying customer, ensuring you never lose revenue to fees again.

How Dual Pricing Saves Your Business

Real savings for businesses processing $10,000+ monthly

Eliminates Fee Absorption

Stop eating $300–$1,500/month in fees. Collect fees directly from card-paying customers instead.

Boosts Profit Margins

A typical business processing $30k/month saves ~$900/month—adding $10,800/year to your bottom line.

Zero-Cost Implementation

We set up dual pricing for free—no hardware fees, contracts, or hidden costs.

Monthly Savings Example

Traditional Processing

$30,000

Monthly card sales

3% fees = $900

Net revenue: $29,100

With Dual Pricing

$30,000

Monthly card sales

Fees passed to customers

Net revenue: $30,000

SAVES $900/MONTH

What About Early Termination Fees?

The savings far outweigh any potential costs

The Math Makes Sense

Even with an early termination fee from your current processor, switching to dual pricing is financially beneficial:

Typical Termination Fee

$300-$500

One-time cost to break contract

Typical Monthly Savings

$500-$1,500

Recover termination fee in your first month!

The Bottom Line

The savings you'll achieve in just the first month will typically cover any termination fee. After that, 100% of the savings go straight to your bottom line.

Ready to Start Saving?

See how dual pricing works for businesses like yours

Watch Our 3-Minute Overview

Understand how dual pricing works and how it can benefit your specific business

Watch 3-Minute Video

Choose Your Next Step

After watching the videos, select the option that works best for you

Enroll Now

Ready to start saving immediately? Enroll in our dual pricing program and we'll handle the entire setup process for you.

Enroll Now

Schedule a Consultation

Prefer to speak with an expert? Book a 15 or 30-minute appointment with our dual pricing specialists.

Simple Scheduling Process:

Select the schedule appointment
Select learn more then watch the entire video
Select to schedule a call and fill the form

Invite partners, bookkeepers, or CPAs to join the call.

Schedule Appointment
Rodney Bush
615-613-5901
info@paybly.biz

Payment Processing Savings Calculator

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Enter Your Current Processing Details

Your Processing Cost Analysis

Fees
Processing Fees $0.00
Per-Swipe Fees $0.00
Total Processing Fees $0.00
Monthly Fixed Fees
POS System Fee $0.00
Other Fees $0.00
Total Fixed Fees $0.00
Total Monthly Cost $0.00
Annual Expenses $0.00
Total Annual Savings When You Switch To Us! $0.00

Actual Percentage Paid

0.00%

This is the effective rate you're paying when all fees are considered

What Business Owners Say

Hear from businesses like yours that have implemented dual pricing

Restaurant Owner

"We were paying over $1,200 monthly in processing fees. With dual pricing, we've eliminated that completely. The setup was seamless and our customers understand the pricing difference."

- Michael J., Nashville

Retail Store Owner

"I was skeptical at first, but the math doesn't lie. We're saving $850 every month. The termination fee from our previous processor was covered in the first 3 weeks of savings."

- James T., Memphis

E-commerce Business

"As an online business, we implemented dual pricing with different payment options. Our net revenue increased by 3.2% immediately with no impact on sales volume."